Browse

Financial literacy is a certain level of knowledge and skills in the financial sector, which in conditions of market economy enables the citizen to rationally assess the real situation and make the right life decisions. The problem of increasing the level of financial literacy in recent years and especially after the aggravation of the global financial crisis has become one of the priority tasks for governments in many countries, including the Russian Federation. The results of the conducted studies indicate that ...

The aim of this article is to present the results of a study devoted to the analysis of problems and search of possibilities of interaction between banks and small businesses. The analysis is based on a review of data of borrowers of regional banks of Nizhny Novgorod region in Russia. The study orientated on systematic and comparative analysis of scientific literature, analysis of statistical data. The main method of study is a formalized focused interview of the responsible officials/business owners. Among the pr...

Among the problems hindering the development of SMEs, especially acute is the issue of funding. Traditional sources for large enterprises - financing and the issuance of securities - for small business unavailable or extremely limited. The most popular for SMEs become Bank loans and financial subsidies of the state. The aim of this work is to present the results of research devoted to the analysis of problems in the sphere of SME lending regional banks in Russia and ways of overcoming them. The basis for the analy...