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THE COMBINED APPROACH TO A SOLVENCY ASSESSMENT OF THE CLIENT OF REAL ESTATE SAVINGS BANK (INNOVATION IN THE CREDITING FIELD)
(STEF92 Technology, 2014, LIKHANOVA, Z.)
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The core of this article is construction of a new approach to the assessment of Customer's creditworthiness building-and-loan association. At the stage of savings Customer is estimated at scoring scheme by qualitative and quantitative indicators. Quantitative method involves identify two risk factor: not past contributions, increasing the price. Approaches to an assessment of solvency of the loan debtor are already studied rather well. But now the credit market is entered by the new crediting caused by need to att...



