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Everyone needs protection, whether if we think at individuals or legal entities. Throughout a lifetime, are accumulate a series of goods, values, agonized with a lot of labor, which can disappear in a moment following a fire, an earthquake, a theft or some other reason. The resulting financial loss can not be offset otherwise than by insurance. The insurance market is a framework in which insurance transactions are carried out only on a contractual basis. Here are found the insurance request, coming from individua...

The banking channel of sales in insurance services (bancassurance) belongs to intermediary sales channels of insurance company and plays one of key roles. Bancassurance development is of special interest due to the lack of free access of participants insurance the relation to information resources. At the same time the insufficient number of analytical researches in this area is conducted. The Russian insurance market in connection with the crisis phenomena in economy undergoes changes, participants of the market ...