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The subject of this study is the interrelation and interdependence between the accounting information, the sufficiency of bank capital and the management of credit and liquidity risk. The factors influencing the exact determination of the required capital in conditions of a changing regulatory environment are presented. The effect of the higher capital requirements on the level of bank liquidity and credit strategies applied by the banks in Bulgaria is investigated. From the general study of capital adequacy and t...

The monitoring of creditworthiness consists in supervising, monitoring and controlling the borrower's financial and business activities in order to establish its ability to timely and accurately fulfill the obligations on obtained loans. It also includes assessment and forecasts in the creditworthiness evolution under the influence of internal and external impact factors. The most important preconditions and requirements for creditworthiness evaluation are: ?The granted credits, as an absolute value, to match the ...