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During 2016, the international migration to Russia was consistently increasing as it was observed in recent years. Estimated migration growth is about 280,000 persons per year. Access to medical care is an important measure of the integration of international migrants, thus there is need to study factors facilitating and hampering engagement of migrants into health care as well as to study the ways of obtaining medical care practiced by migrants. The study was realized in Saint Petersburg and in Moscow. Nine exper...

Solvency of health insurance company depends on tariff politics that should be adequate to value of risks insured which depends on number of claims received. Insured’s diseases can occur simultaneously or in various combinations so claims in health insurance are depended. Traditional actuarial methods based on calculation of proportion of insured with each disease among insured individuals don’t take into account possible dependencies between diseases occurrence. Multivariate probit models are the contemporary eco...