@inproceedings{sgem2019S03069, title = {WHO CHOOSES THE DIFFERENT VOLUNTARY INSURANCE TYPES: ECONOMETRIC ANALYSIS}, author = {T. G. Sinyavskaya and A. A. Tregubova and A. A. Rudyaga and E. P. Kokina}, booktitle = {6th SWS International Scientific Conference on Social Sciences ISCSS 2019}, year = {2019}, pages = {531-538}, publisher = {STEF92 Technology}, doi = {10.5593/SWS.ISCSS.2019.1/S03.069} }