@inproceedings{sgem2025s0213,
  title = {CENTRAL BANK DIGITAL CURRENCIES: RECONSIDERING MONEY IN THE DIGITAL AGE},
  author = {Daniela-Georgeta Beju and Vasile Paul Bresfelean and Maria Ciupac-Ulici},
  booktitle = {Proceedings of 12th SWS International Scientific Conference on Social Sciences - ISCSS 2025},
  year = {2025},
  pages = {107-114},
  publisher = {SGEM WORLD SCIENCE (SWS) Scholarly Society},
  doi = {10.35603/sws.iscss.2025/s02.13}
}