@inproceedings{sgem2019S03029,
  title = {E-FINANCE: CHALLENGES AND SOLUTIONS},
  author = {I. K. Klioutchnikov and A. I. Klioutchnikova},
  booktitle = {6th International Scientific Conference on Social Sciences and Arts SGEM 2019},
  year = {2019},
  pages = {239-248},
  publisher = {STEF92 Technology},
  doi = {10.5593/sgemsocial2019V/1.1/S03.029}
}