TY - CPAPER AU - N. Nikolova TI - CREDITWORTHINESS MONITORING T2 - 4th International Multidisciplinary Scientific Conference on Social Sciences and Arts SGEM 2017 PY - 2017 SP - 187 EP - 196 DO - 10.5593/sgemsocial2017/13/S03.024 PB - STEF92 Technology ER -