@inproceedings{sgem2017S03024,
  title = {CREDITWORTHINESS MONITORING},
  author = {N. Nikolova},
  booktitle = {4th International Multidisciplinary Scientific Conference on Social Sciences and Arts SGEM 2017},
  year = {2017},
  pages = {187-196},
  publisher = {STEF92 Technology},
  doi = {10.5593/sgemsocial2017/13/S03.024}
}