@inproceedings{sgem2017S13019,
  title = {EMOTIONAL FACTORS CAUSING OVER-INDEBTEDNESS AND POSSIBILITIES OF FINANCIAL LITERACY EDUCATION},
  author = {J. Hlousek and K. Dubova},
  booktitle = {4th International Multidisciplinary Scientific Conference on Social Sciences and Arts SGEM 2017},
  year = {2017},
  pages = {143-148},
  publisher = {STEF92 Technology},
  doi = {10.5593/sgemsocial2017/35/S13.019}
}