TY - CPAPER AU - Dimitar Mitrev TI - ECOLOGICAL IMPACT ON DIGITALIZATION IN INSURANCE AND INSURANCE INTERMEDIATION T2 - Proceedings of 10th SWS International Scientific Conference on Social Sciences - ISCSS 2023 PY - 2023 SP - 723 EP - 728 DO - 10.35603/sws.iscss.2023/s13.55 PB - SGEM WORLD SCIENCE (SWS) Scholarly Society ER -