@inproceedings{sgem2023s1355,
  title = {ECOLOGICAL IMPACT ON DIGITALIZATION IN INSURANCE AND INSURANCE INTERMEDIATION},
  author = {Dimitar Mitrev},
  booktitle = {Proceedings of 10th SWS International Scientific Conference on Social Sciences - ISCSS 2023},
  year = {2023},
  pages = {723-728},
  publisher = {SGEM WORLD SCIENCE (SWS) Scholarly Society},
  doi = {10.35603/sws.iscss.2023/s13.55}
}