@inproceedings{sgem2017S03012,
  title = {BANKS AND SMALL BUSINESS IN RUSSIA: RETHINKING THE PROBLEMS OF INTEROPERABILITY. THE RESULTS OF THE REGIONAL STUDY.},
  author = {V.Malyaev},
  booktitle = {4th International Multidisciplinary Scientific Conference on Social Sciences and Arts SGEM 2017},
  year = {2017},
  pages = {89-96},
  publisher = {STEF92 Technology},
  doi = {10.5593/sgemsocial2017/13/S03.012}
}